how will you pay for your education?

Many careers require some form of post-secondary education. And education costs money. But there are a variety of resources available to you. For instance, you can:
- Talk to your family to determine if there is any support you can expect during school
- Apply for student loan funding
- Research and apply for scholarships and awards
- Research other award possibilities with the financial aid department at your new school
- Be resourceful about buying textbooks – buy used if possible – buy early (August)
- Start a savings plan – consider asking for cash instead of gifts for holidays
- Create a budget that you can follow and track expenses

Student Loan information:
www.studentloans.ednet.ns.ca

Catapult is available to help with applications and student loan questions/applications!

Scholarships and Awards:
When you apply to schools, many automatically offer entrance scholarships based on your current marks (grade 11 final marks or first term grade 12 marks). But there are additional scholarships you can apply for at your school of choice – sometimes you can apply for many through one application so ask your financial aid department about these options! There are a variety of funds available:
Bursaries – based on financial need
Scholarships – based on academics
Awards – combination of both bursaries and scholarships and often have unique criteria (tallest person, ran a marathon etc.)

You can also apply for awards outside of your school of choice. The deadlines are throughout the year so sign up for some of these websites and check back often. It may take some effort on your part but a few hours could earn you a lot more than you can make earning minimum wage. Check out these Award websites:
www.novascotiascholarships.ca
www.scholarshipscanada.com
www.studentawards.com
www.equals6.com
www.keytoscholarships.com

Award writing tips:
Scholarships & Awards are a great way to fund your education! When applying to post-secondary schools, you are often automatically considered for an entrance scholarship if you meet the required deadlines (usually March 1 in Atlantic Canada). But there are scholarships of all shapes and sizes that have deadlines year round. Many scholarships focus on leadership and most will have an essay requirement in order to showcase your experiences, life story, skills, and academic history to help identify if you are a qualified applicant for their award. Of course, you’ll want to make sure to proof read your essay to ensure proper use of grammar, structure, organization, and professionalism. But the key is in telling your story. Try writing down a couple of important or memorable experiences you have had. These should be experiences that you believe set you apart from others and that have impacted your life significantly. Doing a good job on your essay will take time but it is important to do well so it can mean you receive much needed funding for your education. It takes a lot of part-time work hours to pay for your tuition, so invest some time in a scholarship application that could save you both time and money later on!

For help with writing your award/scholarship, visit these sites:
Scholarship help
Scholarship experts
Writing a Personal Statement

Budget tools – This may be the first time you’ve ever had to manage your money – so why not learn how to budget properly!
Teen budget tools
Life events budget tool
Mint.com
University Student Budget Excel spreadsheet

Catapult has a budget template in our Catapult Plus handbook – we can help you create a budget and work to stay on track!

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Or Contact Us

Lori Barker
Executive Director
201 Philip Drive
Fall River, NS
B2T 1H7

phone 902-830-5704
fax 902-576-3270
email lori@catapultcamp.com

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